mike777, on Sep 3 2009, 05:27 PM, said:
Trinidad, on Sep 3 2009, 06:35 AM, said:
mike777, on Sep 2 2009, 10:20 PM, said:
Al_U_Card, on Sep 2 2009, 09:36 PM, said:
Let's see...."socialized" medicine works in virtually all of the western nations EXCEPT the US. They are also rated better at dealing with health-related issues than service in the US. I wonder what could possibly be the impediment to the adoption of a similar system in the US.....oh right....the word "socialized" (and also the constant death panels that we must deal with....) but surely not the Health insurance companies and HMO's ....they couldn't possibly be against improving US health care by adopting a previously proven methodology....could they?
Al, I have discussed this often, as far as I can tell no country in Europe or even Canada has socialized(socialism) their entire health care system.
I think that you are misinformed.
While I am not sure that all EU countries have "socialized" health care, many of them did. There are different variations, though.
It ranges from "Government paid health care for all" in e.g. Sweden to "Mandatory insurance. If you can't pay the premium, the government will." in countries like The Netherlands.
The basic idea in the Swedish system is that no individual has Health insurance. If you get sick you just visit your doctor. You pay a tiny fee for visiting. The fee is enough to prevent people from visiting the doctor for getting a band aid and low enough so that everyone can go to the doctor when needed (think of about 5-10 US$). Whatever that physician (and the following doctors) decide upon is free of charge. In practice it doesn't work 100 % like that, but it is awefully close.
If you don't call that "socialized health care", I wonder what "socialized health care" would look like.
Rik
I will repeat as far as I can tell no European country or canada has socialized(socialism) their entire health care system. I grant many countries use that term. Keep in mind the health care system includes, medical supply companies, medical equipment companies and drug companies. It is just not doctors, hospitals and nurses.
If true socialism by definition their health care industry would place all the economic and political power of the health care industry in one pair of hands, the government.
It appears that these countries have some sort of hybrid, granted with alot of central government intervening in the economy.
btw thanks for the useful information, does the gov. pick up eye doctors, dentists and all your medicine, etc also? These of course are also part of the health care system. Will they pay for live in home nursing care?
btw2 Insurance companies love the idea of forcing workers to buy mandatory insurance, more profit, more customers. Even better if you can get the taxpayer to pay the premiums.

In Sweden patients buy medical supplies (prescription medicin, aides (crutches, etc)) from the government run pharmaceutical monopoly. Annual costs for the patient are capped at a low level. (The first part you pay in full, the next part you get a 50% rebate, the next part everything is free of charge.)
For dentists, I truely don't really remember, but when I lived in Sweden I never felt that it was a financial burden to go to a dentist. (I think it was so that you pay a -relatively small- part yourself and the rest is covered. I've had quite a bit of dental work done while I was in Sweden and money was never even close to being an issue.) I would expect eye doctors to work along similar lines as dentists, but this I truely don't know since I have really good eyes.
I assume that by "live in home nursing care", you mean that you are sick at home and a nurse stops by to check that all is well and take care of things (or is there 8 hours a day or so). In a socialist country like Sweden, these things are all free of cost or available for a small fee. The same goes with things like daycare for children (available for a very small fee) and elderly homes. These are considered "basic needs" that the government makes available to every one (for fees that are just a tiny fraction of the actual costs).
An example from my own life that you can only dream of in the USA:
When I was working in Sweden I had a 60 km (40 mile) commute by car to work. At some point, I couldn't drive for medical reasons for a period of three months, but I was perfectly capable of doing my work. Since there was no convenient public transportation, the Swedish government provided for a taxi cab to pick me up in the morning to drive me to work. In the evening the taxi would be waiting for me to drive me back home. Only costs for me: The phone calls to the taxi company to tell them when I would like the taxi to be there (i.e. about $0.10 per day).
I guess that the USA is just mentally not ready for a system like that.
But when you think about it, economically it makes sense. It is just much cheaper to keep me productive. It is also much cheaper to let a taxi company drive me than to have my wife take off 4 hours from work every day to drive me to work. After all, taxi drivers are trained for driving cars. My wife is trained for her job and more productive at that.
Think also about the amount of financial administrative work that is done in the USA. What patient belongs to what HMO? What part is covered? Who should be billed for what? What doctors were treating him/her?
In Sweden: Patient comes to health care center/family physician and pays the standard fee. Administration: Fee received for 1 patient. Visit recorded in system.
Family physician refers patient to a medical specialist in the hospital.
Patient is treated by medical specialist. (Doctor's salary paid by the government health system.)
Specialist prescribes medication.
Patient picks up medication from government pharmacy. Administration: Pharmacy's computer system tells how much the patient has paid during the year so far. This will tell how much the patient needs to pay for this time's medication. Patient pays (if needed), data updated in computer.
End of story.
No questions about what bill goes to whom or anything of the kind. The system is extremely simple (and therefore economic).
But what is needed is the philosophy that the government (that is: all of us) pays for all our needed medical costs, whether we are chronically ill (and get cheap medical help) or lucky to be healthy (and loose on the deal financially, but are blessed with good health). But isn't that what the philosophy of an insurance should be: We all pay a little, so that we don't need to pay a lot when something bad happens?
Regarding your BTW2: Why is it necessary to have a (private) insurance company in between? Get the insurance company out of the equation and there is no government money flowing to private insurance companies. I am aware that it is politically (and practically) unthinkable to just throw out all these money sucking insurers, but it just makes sense. Isn't it strange that dividend pay to shareholders in insurance companies is considered a "health care cost" in the USA?
Rik
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